Terms & Conditions

Information only—not an offer or guarantee

This website provides general information about final expense life-insurance planning and Clear End’s brokerage services. It is not an offer to sell insurance, a solicitation in any jurisdiction where Clear End or its representatives are not properly authorized, legal advice, tax advice, financial advice, or a recommendation to purchase a particular policy.

Nothing on this website guarantees policy availability, eligibility, approval, premiums, benefits, or underwriting outcomes. Any coverage is subject to the insurer’s application process, underwriting, policy terms, state availability, and applicable law. The insurer, not Clear End, determines whether to issue a policy and on what terms.

Independent broker relationship

Clear End is an independent insurance brokerage. We may help you compare insurance products from multiple carriers. Clear End is not an insurer, and the appearance of any carrier name on this website does not mean that carrier endorses, sponsors, or is affiliated with Clear End. Carrier names and marks belong to their respective owners.

Your responsibilities

You agree to provide accurate information when contacting us and to use this website only for lawful purposes. Do not submit highly sensitive information through the website contact form or ordinary email. If you choose to begin an insurance application, additional information and disclosures may be requested through the applicable insurer’s authorized process.

Communications

When you request information or select a preferred contact method, you authorize Clear End to respond regarding your request. If you separately provide consent to receive calls or texts, Clear End may contact you through the method(s) indicated, subject to applicable law. Consent is not a condition of purchase. You may revoke communication consent or opt out of marketing communications at any time by replying STOP to a text where available, using an unsubscribe mechanism in an email, or contacting us at privacy@myclearend.com.

Website content and intellectual property

The Clear End name, website design, text, and original visual content are owned by or licensed to Clear End and may not be reproduced, distributed, or used without permission except as allowed by law. Third-party names, logos, and marks are owned by their respective owners.

External websites

This website may refer to third-party services or insurers. Clear End does not control and is not responsible for third-party websites, content, availability, privacy practices, or terms. Review third-party terms and privacy notices before providing information to them.

Disclaimer and limitation of liability

This website is provided on an “as is” and “as available” basis. To the fullest extent allowed by law, Clear End disclaims warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, and noninfringement. Clear End will not be liable for indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of this website, except where liability cannot be excluded under applicable law.

Changes and governing law

Clear End may update these Terms & Conditions at any time by posting a revised version on this page and updating the effective date. Your continued use after a change means you accept the revised terms. Any dispute related to these terms will be governed by the laws of the state in which the applicable Clear End representative is licensed and providing services, without regard to conflict-of-law rules, except where other law applies.

Contact us

Questions about these terms may be sent to privacy@myclearend.com.